This pie. Seriously—this Easy Banoffee Cream Pie is fluffy, creamy, and full of banana and toffee flavor. It’s simple to make and feels a little indulgent without being overly sweet.

I’d seen banoffee pie for years—on shows and in recipes—but I’d never made it or even tasted an authentic slice. I’d sampled banoffee flavors in other treats, but never the pie itself. For this version I was craving banana cream pudding and wanted to combine that creamy profile with classic banoffee elements.

Banoffee pie—originally called Banoffi Pie—originated in Britain nearly fifty years ago. The traditional dessert layers a pastry or crumb crust with caramelized sweetened condensed milk, slices of banana, and a coffee-flavored whipped cream. I opted for a graham cracker crust for this easy home version; vanilla wafers would work too, but graham crackers give a balanced sweetness and were what I had on hand.
The toffee layer in banoffee is usually made by simmering a can of sweetened condensed milk until it becomes dulce de leche. That method works, but it requires careful attention and carries a risk if the water level drops. Instead, I used store-bought dulce de leche for convenience—just as reliable and much faster.

Here’s the twist I couldn’t resist: cream cheese. I wanted to lighten the dense dulce de leche while adding a silky texture and a hint of tang—bringing the filling closer to banana cream pie. Beaten together, the cream cheese, dulce de leche, a little brown sugar, and salt become a fluffy, creamy toffee filling that spreads easily into a cooled crust.
Layer sliced bananas over the filling—three large bananas is plenty, though you can add more if you like. Arrange them casually or in a pretty pattern if you’re serving guests; either way, the bananas provide fresh flavor and texture between the toffee and the whipped cream.

Top the bananas with whipped cream. I prefer a softer, swirled whipped cream—light and billowy—rather than stiff peaks. Spread it to the edges to seal in the bananas and help prevent browning. Sprinkle toffee chips on top for a little crunch and an echo of the flavor beneath.
One important tip: refrigerate the pie for at least four hours so it sets properly. I rushed things for photos and cut it after just an hour; it tasted great but the slices were messy. If you want neat, clean slices, give it time in the fridge. The next day the pie slices held their shape beautifully.

I flirted with the idea of adding a chocolate ganache layer but decided to keep the filling flavors front and center. Instead I made a quick Nutella drizzle by warming a spoonful of Nutella with a splash of milk—just a few seconds in the microwave—and thinning it to a drizzling consistency. A drizzle over each slice at serving time adds a delightful chocolate-banana touch without overpowering the pie.
My family described the pie as “light,” which I think comes from the balance of the cream cheese and whipped cream against the sweet dulce de leche. It’s rich in flavor but still airy in texture. The pie satisfied my long-standing banana cream craving and proved easy to assemble.

If you want the cleanest slices and best presentation, refrigerate the pie overnight. It will keep well in the refrigerator for up to three days; leaving it uncovered can protect the whipped topping from taking on strong fridge odors. When you serve, top slices with extra banana and a drizzle of warmed Nutella sauce for a finishing touch.

A simple, forgiving dessert: a crunchy crust, creamy dulce de leche and cream cheese filling, ripe bananas, light whipped cream, toffee chips, and a Nutella drizzle. It’s an easy banoffee-inspired pie that’s perfect when you want something special without hours of effort.
Easy Banoffee Cream Pie
8 -12 servings
Ingredients
For the crust:
- 1 1/2 cups graham cracker crumbs
- 1/4 cup brown sugar
- 6 Tablespoons melted salted butter
For the filling:
- 1 8 ounce block cream cheese, room temperature
- 1 13.4 ounce can of dulce de leche (about 1 1/4 cups)
- 1/4 cup brown sugar
- 1/4 teaspoon salt
- 3 large bananas
For the topping:
- 2 cups heavy whipping cream
- 1/4 cup confectioner’s sugar
- Toffee chips for sprinkling
- Additional banana slices for garnish
For the Nutella sauce:
- Nutella
- milk
Instructions
- Preheat oven to 350 degrees F.
- Mix graham cracker crumbs, brown sugar, and melted butter until combined.
- Press crumbs into a 9″ deep dish pie pan and bake for 8 minutes to set. Allow to cool completely.
- Beat cream cheese, dulce de leche, brown sugar, and salt until fluffy, about 2–3 minutes. Spread into the cooled pie shell.
- Cut bananas into 1/4″ slices and arrange evenly over the filling.
- With an electric mixer, whip the heavy cream until thickened. Add the confectioner’s sugar and continue whipping to medium peaks—soft and fluffy that hold some shape.
- Spread the whipped cream over the banana layer, sealing to the edges to protect the bananas from browning.
- Sprinkle toffee chips over the top. Refrigerate for at least 4 hours (or overnight) to set.
- To make Nutella sauce, mix a tablespoon of Nutella with a splash (about 1 teaspoon) of milk and heat briefly—just until warm—then stir until smooth. Adjust Nutella or milk to reach desired drizzle consistency.
- To serve, top each slice with fresh banana slices and a drizzle of Nutella sauce.
Notes
*If you use a food processor to crush graham crackers, add the brown sugar and melted butter to the crumbs and pulse until combined.
*A premade graham cracker crust works if you want an even easier shortcut.
*I prefer full-fat Philadelphia-style cream cheese for the creamiest texture.
*You can arrange the bananas decoratively or simply scatter them evenly—three large bananas were used here, but four would work well too.
*For the Nutella sauce I mixed 1 tablespoon Nutella with 1 teaspoon milk. Heat just a few seconds, stir, and adjust as needed for a drizzle. Store leftovers covered in the refrigerator and reheat briefly to loosen.
*Cutting the pie before it has chilled will produce messier slices. For the cleanest results, wait the full 4 hours or overnight.
*Store the pie in the refrigerator for up to 3 days. Keep it protected from strong odors in the fridge.
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